BODY LANGUAGE

Do u know that your body also speaks?

U may not utter a single word , but by observing u, your attitude & behaviour anyone can understand u.This is called body language.

We give information to others about ourselves without our being conscious of it through the signals of our body.

Your atitude can be analysed by talking to u; similarly, ur nature can be assumed to some extent by observing ur body signals & movements.

SYMPTOMS OF NERVOUS PEOPLE:

• They do not sit in the chair but on the edge of it.
• They preen their big toe on the floor.
• They keep turning the ring of the finger.
• They encircle their fingers with hair.
• Even if they have no itching sensation they scratch thei head or nose.
• They dont stand orsit erect, but keep their head down.
• They bite their nails.They are not conscious of it even when blood oozes from the finger tips.
• They suck their finger, even though they are adults.
• Again & again they clear their throat.
• Whether they stand or sit, they lean on something.
• They dont si in the first row at meetings.
• They hold a book or a thing to their chest.
• They repeatedly tighten their tie or adjust the collar.
• They chew the chain in the neck.
• They dont mix with people at meetings but remain aloof.
• They press their lower lip under the teeth.
• They swing more than normal when they sit in a chair.They dont put their full foot when climbing up steps.
• When someone is speaking to them, they look in some other direction.
• They bite pencils & pens without being aware of what they are doing.They hold only fingers when they shake hands with someone.
• SYMPTOMS OF CONFIDENT PEOPLE:
• Like tailors, they constantly move their legs.
• They beat the table with fingers as if they were playing a percussion instrument.
  

• They pretend to be listening to what is being spoken but yawn.
• They keep doing their work even when others are speaking to them.
• When they get bored they look attheir watch in front of all.
  
• They touch the person they are speaking to.
• They look serious when somebody questionsthem.
• theymove aruond the people to be recognised.
• They sit in front row at meetings.
  
• They look sarcastically when someone gives them advice.
  
• Whenever they speak they swing their forefinger.
• They get up suddenly and move out.
• When they shake hands they try to press the others' hand hard.
• They use others' things without permission.
• They disagree with whatever oters say.
• At meetings, they chat with people sitting close by.
• They come very close to the person they are speaking to.
• When listening tootehrs, they raise their eyebrows like a critic.
• They sit or stand erect.

CHINESE WISDOM

STORY OF A CRACKED POT:

An elderly chinese woman had two large pots, each hung on the ends of a pole, which she carried across her neck.

One of them had a crack in it while the other was perfect & always delivered a full portion of water.

At the end of the long walk from the stream to the house, the cracked pot arrived only half full.

For a full 2 years, this went on daily, with the woman bringing home only one and half ots of water.

Ofcourse, the perfect pot was proud of its accomplishment.

But the poor cracked pot was ashamed of its own imperfection, & miserable that it could only do half of what it had been made to do.

After 2 years of what it perceived tp be bitter failure, it spoke to thae woman one day by thae stream.

"I'm ashamed of myself, because this crack in my side causes water to leak out all the way back to ur house."

The old woman smiled,"Did u notice that ther are flowers on ur side of the path, but not on the other pot's side?

That's because i have always known about ur flaw so i planted flower seeds on ur side of the path & everyday while uwe walk back ,u water them."

"For 2 yrs I have been able to pick these beautiful flowers to decorate the table."

Without u being just the way u are, there would not be this beauty to grace the house."

Each of us have our own unique flaw.

But it's the cracks & flaws we each have that make ous lives together so very interesting & rewarding.

You've just got to take each person for what they are & look for the good in them.

To all of my cracked frienda, Have a great day & remember to smell the flowers, on your side of the path.

Current Affairs Nov 2009

1. In which place of Kerala, one of the worst boat tragedies in its history occurred, after Kerala Tourism Development Corporation’s new double-decker boat ‘Jalakanyaka’ carrying 74 tourists capsized that claimed 45 lives on September 30,2009?Periyar Reservoir at Thekkady

2. Name the place where a powerful Pacific Ocean earthquake spawned towering tsunami waves which hit on September 29 that killing more than 113 people and leaving dozens of workers missing?Samoa Islands in the central South Pacific

3. Name of the Tropical Storm that hits Philippines on September 26, 2009 killing 246 people and causing massive flooding in the region?Ketsana

4. Name the top American official at the U.N. mission in Afghanistan who has been ordered out of the country after he disagreed with superiors over how to deal with widespread fraud charges from the presidential election in Afghanistan?Peter Galbraith

5. Former Haryana chief minister (from March to November 1967), who was also a former cabinet minister in 1980-84 and held various portfolios including agriculture, rural development as well as food and supplies died recently ?Rao Birender Singh

6. Former 100 meter world champion who has announced his retirement recently from international competition.Kim Collins

7. Eminent singer who has been selected for the Dada Saheb Phalke Award for the year 2007 which carries a Cash Prize of Rs. 10 lakh, a Swaran Kamal and a Shawl?Shri Manna Dey

8. Which company has agreed to arrange 2.2 million tonnes of liquefied natural gas (LNG) per year that NTPC (National Thermal Power Corporation) Ltd will use to fuel its southern India plant at Kayamkulam, Kerala which is currently running on naphtha?Petronet LNG

9. A rare 507 carat white diamond, considered being among the top 20 largest high quality rough diamonds ever found worldwide was discovered recently from which place?The Cullinan Mine near Pretoria in South Africa. The diamond is discovered by the Mining group Petra Diamond, London-listed Company.

10. Which country celebrated 60years of Communist rule with a spectacular military and civilian parade through the centre of its capital city?China

11. In which place of India, geologists recently have found a cluster of dinosaur eggs, said to be about 65 million years old?A village in Ariyalur District of Tamil Nadu.

12. Nick name of the oldest known fossil skeleton of a human ancestor—a female Ardipithecus ramidus specimen which has been found recently?"Ardi"Picture courtesy J. H. Matternes via Science/AAAS

13. Turkish journalist who threw a shoe at IMF chief Dominique Strauss-Kahn in Istanbul ahead of key meetings on the economic crisis, as rallies set to bring thousands into the streets got underway?Selcuk Ozbek

14. Legendary Film director who was arrested in Switzerland for the rape of then 13-year-old Samantha Geimer on a 31-year-old international arrest warrant as he arrived to attend the Zurich Film Festival?Roman Polanski

15. Who became the third batsman to reach 12,000 one-day international (ODI) runs?Ricky PontingOther two are Sachin Tendulkar and Sanath Jayasuriya.

16. Who won Pan Pacific Open tennis title-2009?Maria SharapovaShe won the Toray Pan Pacific Open title when Jelena Jankovic retired because of an arm injury in the first set.

17. Marking the International Day of Non-Violence, which organization has recently released a stamp of Mahatma Gandhi on the occasion of his 140th birth anniversary?The United Nations

18. Which country will host the 2016 Olympics?Brazil.Rio de Janeiro, Brazil, will host the 2016 Summer Olympic Games.Brazil will also host the World Cup Football-2014

19. The last surviving leader of the ill-fated 1943 Warsaw ghetto revolt against the Nazis, died at the age of 90?Photo by KubikMarek EdelmanDuring the World War II, he co-founded the Jewish Combat Organization. He took part in the 1943 Warsaw Ghetto Uprising, becoming its leader after the death of Mordechaj Anielewicz. He also took part in the city-wide 1944 Warsaw Uprising.

20. Expelled BJP leader Jaswant Singh is leading a non-BJP, non-Congress group of MPs in Parliament, which seeks to play the role of a “critical opposition”. Name that group of Independent MPs who have come together due to ‘commonality of issues’.The Lok Morcha

21. The doyen of Indian rationalist movement, a vocal atheist, skeptic and caustic critic of Sathya Sai Baba, died on October 4th 2009 at the Abhirami Hospital in Coimbatore?Basava Premanand

22. Who has won Formula One’s Japanese Grand Prix 2009 title?Sebastian Vettel

23. Who has won the European Golden Shoe for the second time after scoring 32 goals for Atletico Madrid in the Spanish league this season? Diego Forlan

24. Who won Nobel Prize for physics in 2009?The Nobel Prize in physics will be awarded to Americans.1. Charles K. Kao,2. Willard S. Boyle and 3. George E. Smith. Kao was honored for discovering how to transmit light signals long distance through hair-thin glass fibers. Boyle and Smith received the prize for opening the door to digital cameras by inventing a sensor that turns light into electrical signals

25. Who was sworn in as the new Prime Minister of Greece after his party PASOK won recent Parliamentary Elections?George Papandreou. His party, i.e. the Panhellenic Socialist Movement (PASOK) has won 160 out of 300 seats

26. Which country won the Champions Trophy Cricket title-2009 held in South Africa?Australia. They beat New Zealand in the final by 6 wicketsMan of the Match in the Final: Shane Watson (For his match-winning innings of unbeaten 105 of 129 balls)Man of the Series: Ricky Ponting

27. List the name of scientists who are selected for 2009 Shanti Swarup Bhatnagar Award for Science and Technology which is given to scientists below 45 years of age, for their outstanding scientific contributions made primarily in India during the last 5 years proceeding the year of the Prize?Biological Sciences:1. Dr Amitabh Joshi, Jawaharlal Nehru Centre for Advanced Scientific Research, Banglore and 2. Dr Bhaskar Saha, National Centre for Cell Science, Pune.Chemical Sciences: 3. Dr Charusita chakravarty, Indian Institute of Technology Delhi, New Delhi and 4.Dr Narayanaswamy Jayaraman, Indian Institute of Science, Bangalore. Earth, Atmosphere, Ocean & Planetary Sciences:5. Dr S K Satheesh, Indian Institute of Science, Bangalore. Engineering Sciences: 6. Dr Giridhar Madras, Indian Institute of Science, Bangalore and7.Dr Jayant Ramaswamy Haritsa, Indian Institute of Science, Bangalore. Mathematical Sciences: 8. Dr Venapally Suresh, University of Hyderabad, HyderabadMedical Sciences:9. Dr Santosh Gajanan Honavar, L V Prasad Eye Institute, HyderabadPhysical Sciences:10. Dr Rajesh Gopakumar, Harish-Chandra research Institute, Allahabad and 11. Dr Abhishek Dhar, Raman Research Institute, BangaloreShri Prithviraj Chavan also gave away CSIR Young Scientist Award 2009

28. One of the main orchestrators of the Rwandan 1994 genocide who has been arrested in Kampala, the Ugandan capita?Idelphonse NizeyimanaKnown as the Butcher of Butare, Nizeyimana is accused of being one of the "top four" men who directed the 1994 genocide in Rwanda. He is believed to have ordered the execution of Rosalie Gicanda, the Queen of Rwanda and the head of the Tutsi tribe.

29. Who has been appointed as the Advisor to Prime Minister Manmohan Singh on Infrastructure, Innovation and Information?Sam Pitroda. He is now the Chairman National Knowledge Commission.

30. Who won Nobel Prize for Chemistry-2009?1. Venkatraman Ramakrishnan (USA) 2. Thomas Steitz (USA)3. Ada Yonath (Israel)Ada is the first woman to receive it since 1964 Award is given for creating detailed blueprints of ribosomes, the protein-making machinery within cells, research that’s being used to develop new antibiotics.

31. Who won Man Booker Prize Award-2009?Hilary Mantel. This British novelist won the award for her gripping 16th century tale titled “Wolf Hall”

32. Name the French Tourism Company which bought Mahatma Gandhi's house in South Africa for an amount of $377,029 outbidding other bidders including Indians?Voyageurs du Monde. The company plans to turn the property into a Gandhi museum in line with its philosophy of investing in heritage properties worldwide and Gandhiji lived in the house from 1908 to 1910.

33. Which animal has been declared as ‘National Aquatic Animal’ by Government of India?‘DolphinGANGA DOLPHIN, locally known as ‘Sauns’ has been declared as ‘National Aquatic Animal’. In India, they live more in Ganga River.

34. The former head of Interpol and South Africa's national police chief who went on trial accused of corruption.Photo:AFPJackie SelebiMr Selebi is accused of taking money and gifts from a notorious alleged gangster, Glenn Agliotti,

35. Who won National Snooker Championship title-2009?Pankaj Adwani. He defeated Saurabh Kothari in final.Pankaj Adwani also won the National Billiards Title-2009 defeating Geet Sethi in a nerve-wracking final.

36. National women's billiards title-2009 is won by?Meenal Thakur. She defeated her younger sister Anuja Chandra in the final.

37. Who won Nobel Prize in physiology or medicine -2009?1. Elizabeth H. Blackburn (U.S.A)2. Carol W. Greider (U.S.A)3. Jack W. Szostak (U.S.A)They got this award for discovering how chromosomes protect themselves as cells divide, work that has inspired experimental cancer therapies and may offer insights into aging.

38. Which team won the Irani Trophy Cricket title for 2009-10?Rest of India. They won the title on the basis of their first innings lead against Renji Trophy Champions Mumbai as a wet outfield ruled out any play on the last day of the match

39. Who has been selected for the 24th Indira Gandhi Award for National Integration for the year 2008?Balraj Puri.He is a leading political commentator and eminent journalist.

40. Which country tops the list of the countries with the highest quality of life according to the annual Human Development Index, unveiled by the U. N. Development Program?Norway. According to this index, Norway is the best country in the world in which to live.Niger comes in last position and India ranks 134th out of 182 countries in the world.

41. Who won Nobel Prize-in literature of this year?The award is given to Germany’s Herta Mueller, a Romanian-born writer honored for work that “with the concentration of poetry and the frankness of prose, depicts the landscape of the dispossessed.”

42. Which state won IBN 7 Diamond state award for “India’s best big state” for their overall performance and significant contribution to the development of the state?Kerala.“India’s best small state award” is won by Goa.The award is given by IBN 7 network in partnership with Outlook magazine.

43. Winner of The Wisden Cricketer magazine's World Test Player of the Year 2009 award?Shakib Al Hasan, Bangladesh all rounder

44. The tropical storm that hits Japan on October 8 killing two people and shuttering factories, closing schools and stranding commuters and travelers at airports and train stations?Typhoon Melor

45. According to the QS/Times Higher Education rankings, which university retained the top position among the top 100 varsities of the world?Harvard University (U.S.A). None of the Indian universities figure among the top 100 varsities of the worldSecond spot-Cambridge University (Britain)

46. Which team won the NKP Salve Challenger Trophy of 2009?India RedIndia Red, under the captaincy of S Badrinath defeated Mahendra Singh Dhoni-led India Blues by 7 wickets in the final.

47. One of the greatest writers of Gothic fiction who has given funeral 160 years after his mysterious death?Edgar Allan Poe He has been honoured with a second funeral service on October 10, 2009.

48. Boyzone singer, who has been found dead at the age of 33 while on holiday with his partner Andrew in Mallorca. Stephen Gately

49. Indian sound engineer who was recently inducted into the Motion pictures Academy, the members of which can cast their votes for the list of Oscar nominees?Rasool Pookutty

50. Pope Benedict XVI canonized five new saints on 11th of October-2009. Name the five saints.1. Jozef De Veuster, better known as Father Damien was a Roman Catholic priest from Belgium and he won recognition for his ministry to people with leprosy2. Zygmunt Szczesny Felinski, a Polish bishop who kept championing Catholicism after Russia shut down Polish churches in retaliation for the Polish uprising against Russia in Warsaw in 1861.3. Jeanne Jugan, a French nun who set up an order that runs homes for destitute around the world.4. Francisco Coll y Guitart, a Spaniard who founded an order of Dominicans in the 19th century.5. Rafael Arnaiz Baron, a Spaniard, who wrote extensively about spirituality before his death at age 27.

51. Countries which have signed a historic peace agreement recently ending a century of hostility – hostility that stemmed from the World War One mass killing of Armenians by Ottoman forces?Turkey and Armenia

52. A former TV crime show host and state legislator accused of commissioning killings to boost ratings turned him in to authorities and was jailed on homicide and drug trafficking charges?Wallace Souza

53. Who has been awarded the 2009 Nobel Peace Prize?Barack Obama, US President.

54. Canada's first space tourist and also the world's first Space Clown who returned from International Space station on October 11, 2009?Guy Laliberte

55. Who is the new President of International Academy of Astronautics?G Madhavan Nair. (Former ISRO Chairman)

56. Who won the Nobel Prize in Economic Sciences?Elinor Ostrom and Oliver Williamson for their work in economic governance.Ostrom was the first woman to win the Nobel Prize in Economic Sciences since it was founded in 1968.

57. The Deputy Prime Minister of Nepal?Sujata Koirala

58. Name of the previously unreleased song by Michael Jackson which was unveiled to the world almost four months after the star's death?"This Is It"

59. Sweden striker who announced his retirement from International Football recently?Henrik Larsson. Larsson retired in 2002 but returned to international action two years later.

60. Who are the co-winners of the 2009 Right Livelihood Award, known as "Alternative Nobel", for their work in campaigning against nuclear weapons, protecting the rain forests of Congo and raising awareness about climate change?1. Alyn Ware of New Zealand2. Rene Ngongo of the Democratic Republic of Congo (DRC) 3. David Suzuki of Canada4. Catherine Hamlin of Australia who won the award for treating women in Ethiopia suffering from obstetric fistula.

61. Who has received the 2009 Golden Foot award?Ronaldinho, Brazilian Striker

62. New Zealand all-rounder who retired from Test cricket to prolong his career in the shorter formats of the game?Jacob Oram

63. Who is the new director of National Cricket Academy of India?Sandeep Patel

64. Indian footballer who was a part of the 1956 Melbourne Olympics squad that finished fourth, which is India's best finish in Olympic football, died recently?Keshto Pal

65. India has signed a civil nuclear pact with which country that encourages and support scientific technical and commercial co-operation for mutual benefit in the peaceful uses of nuclear energy?Argentina. Argentina has become the seventh country, following US, France, Russia, Kazakhstan, Namibia and Mongolia, with which India has signed a civil nuclear agreement.

66. Argentina qualified for the 2010 World Cup in South Africa following a 1-0 away victory over arch rival Uruguay in Montevideo. Who scored that goal for Argentina?Mario Bolatti.He scored the goal in the 84th minute.

67. Who is appointed as the new member of the Supreme Court Collegium after retirement of the second senior most apex court judge Justice B N Agarwal?Justice R V Raveendran. Supreme Court Collegium, headed by Chief Justice K G Balakrishnan, has Justices H S Kapadia, Tarun Chatterjee and Altamas Kabir as the members.

68. India recently signed the Military Technical Cooperation Agreement with which country?Russia.India and Russia signed two defence deals at the conclusion of the Sixth Meeting of the India - Russia Inter Governmental Commission on Military Technical Cooperation (IRIGC-MTC). The first agreement would be on extending the military technical cooperation for ten years from 2011 to 2020 and the second relates to after-sales product support for defence equipment of Russian origin.

69. Countries which are qualified for World Cup-Football 2010 as the 20th and 21st nations for the 32-team World Cup, scheduled for next June in South Africa?Switzerland and Slovakia.This is Slovakia’s first World Cup. They achieved the landmark by beating Poland 1-0

70. Who has been appointed as the captain of the Australia Twenty20 team?Michael ClarkVice Captain: Cameron White

71. Indian-American billionaire who has been featured in Forbes annual list of America's 200 Best Small Companies among "eight self-made stars who have built tidy empires in an array of industries"?Bharat Desai

72. The Country which decided to celebrate the 400th anniversary of Galileo’s telescope and the U.N.-designated International Year of Astronomy recently?Vatican

73. The first African country to win the under-20 World Cup Football after beating four-time champions Brazil 4-3 in a penalty shoot out in the final held in Cairo.Ghana

74. Veteran Journalist, publisher social activist and a pioneer in bringing out evening dailies in Malayalam died at a private hospital in Kozhikode in Kerala.Theruvath Raman

75. Who has been named as the AIFF (All India Football Federation) Player of the Year-2009?Subrata Paul. Paul has thus become the first goalkeeper to win this award which started in 1992.

76. Who is elected as the new president of the All India Football Federation?Prafool PatelGeneral Secretary of AIFF: Alberto Colaco

77. Who is the new world champion in Formula One?Jenson Button

78. Russian gymnast, who won a bronze medal at world championships in London, died y in a car crash recently?Yury Ryazanov

79. Who becomes the youngest ever recipient of the Order of Jamaica, one of the country's highest honours, at a ceremony in the capital Kingston?Usain Bolt

80. Who was re-elected as President of Indonesia securing nearly 61 per cent of the vote, ahead of his nearest rival and ex-president Megawati Sukarnoputri?Susilo Bambang Yudhoyon

KNOW ABOUT REAL ESTATE AGENCIES

Real Estate Agency
To buy or sell real estate, most people use the services of one or more real estate agents. In any real estate transaction, it is important to understand the relationship of the various agents, and to whom they owe a fiduciary duty, and to those who are not represented.
Common and statutory laws governs the relationships in an agency. An agent is one who represents the principal, or client, in a transaction, has a fiduciary responsibility to the principal, and acts on behalf of the principal. The fiduciary duty of the agent to the client is to represent the client to the greatest extent possible within the confines of the law. A customer is the other party to the transaction who is not represented by the agent. Although the agent owes no fiduciary duty to a customer, the seller’s agent must, nonetheless, disclose important information about the property and be honest to the customer. A customer can, and often will, have their own agent. For instance, in a real estate transaction where both the buyer and the seller are represented by agents, the buyer is a customer of the seller and the seller is a customer of the buyer. The seller’s agent owes no fiduciary duty to the buyer and the buyer’s agent owes no fiduciary duty to the seller.
Types of Agency
Although most people have a vague idea of what an agent is, agency law is specific—a confluence of common law, as established by the courts, and of statutory laws and regulations passed by state governments.
In most real estate transactions, an express agency is established by contract between the principal and the agent. Sometimes, however, an implied agency may be established by the actions of the parties, if such action is typical of a principal-agent relationship, such as a real estate agent finding a buyer for a friend’s house. Although the principal usually pays the agent’s commission, the responsibility for paying the agent could, by agreement, be the customer. For instance, in many cases, the seller agrees to pay the buyer’s agent, even though the agent represents the buyer. Therefore, agency is not established by the payment of the commission. An agency relationship can exist even if no commission is paid, as in a gratuitous agency.
Principal-agency relationships can vary by agreement as to the extent of the agent’s representation of the principal or to whom the agent will represent, or how many are represented.
A universal agent is one that can serve the principal in any capacity. An agent with a power of attorney would have such a capacity, but this is rare in real estate.
A general agent represents the principal in a particular business. Thus, employees, for instance, are general agents of the employer. A property manager is usually a general agent of the owner and real estate agents are general agents of the brokerage that they represent. A broker may also assign one of her agents as the designated agent for a particular client. Sometimes, for an in-house sale, a broker may designate an agent for the seller and another agent for the buyer of the same property.
A special agent represents the principal in a particular activity or transaction—this is the relationship that most real estate agents have with their clients. The agents are contracted specifically to buy or sell a particular piece of property. A special power of attorney can also confer a special agency relationship.
Single agency is the representation of 1 principal by an agent, which is usually the case, because of the potential conflict of interest that can result from representing both parties to a transaction but, nonetheless, dual agency does exist to facilitate transactions in rural areas with a small number of agents. In sparsely populated areas, the dual agent would likely know both parties. Because a dual agent cannot represent both parties as well as one could be represented, dual agency is sometimes known as limited agency. For instance, 1 duty of an agent is to get the best possible price for his client, but if he is representing both parties to the transaction, then obviously, he has to suggest a price that is agreeable to both parties. By law, both parties must know about and consent to the dual agency. However, in certain circumstances, an undisclosed dual agency may be implied by the actions of an agent, such as a seller’s agent suggesting to the buyer that his client will accept a certain price. Undisclosed dual agency is illegal in all states, but it may exist because of the inexperience, or for the convenience, of the agent.
To carry out the duties of a real estate agency, agents can use their own agents—subagents—who also have a fiduciary duty to the client. Often, subagents are other brokers who find buyers for a house listed in the Multiple Listing Service (MLS). However, because of liability, subagency among different brokerages is becoming less common.
Nonagents (contract broker, facilitator, intermediary, transactional broker, or transactional coordinator) to a specific party may also perform some services to effect the real estate transaction, but as nonagents, they owe no fiduciary duty to the party.
Fiduciary Duties of the Agent to the Principal
In any real estate transaction involving real estate agents, the agent owes his duty to whomever hires him—the principal. Traditionally, this has been the seller, although many buyers are now hiring their own agents to represent them. The agent’s main fiduciary duty is to represent the principal, but must deal fairly and truthfully with the customer. While both buyers and sellers can have agents, the seller’s agent will generally have more duties because it is the seller that has the property to sell and must be truthful about the property.
The main duty of the seller’s agent is to sell the property for the highest price possible, while the duty of the buyer’s agent is to get the lowest price possible. Because buyers’ agents are usually paid a commission of the sale, the incentive for the buyer’s agent is antithetical to her duty to her client, which is to get the lowest price possible.
The fiduciary duties of a real estate agent are often epitomized by the mnemonic acronym COLD AC: Care, Obedience, Loyalty, Disclosure, Accounting, and Confidentiality.
Since the agent represents the client, the agent must exercise care in effecting a legal transaction to the best of her ability. The principal hires the agent for her expertise in the real estate market, and to follow the law to finalize the purchase or sale of the real estate. However, the agent must carry out these activities according to the wishes of the principal, but within the confines of the law—obedience. Loyalty means that the agent must place the principal’s interest above all others—even her own. If there is any conflict of interest, it is her duty to divulge it to her principal.
Disclosure is the duty of the seller’s agent, and the seller, to disclose any information that is known or should have been known that may affect the value of the property, including latent defects, which are defects that would not be noticed from a simple examination of the property. It may even include events that happened on the property that may affect its value to the customer or to others, such as a murder or suicide. To sell it, a seller or his agent may exaggerate any aspect of the property, in what is known as puffery, as long as it is an opinion and not a false statement. Any statements made by principal or agent that are known to be false and that adversely affects the customer may constitute fraud. An agent must also avoid negligent misrepresentations, which are statements that the agent should have known to be false.
The agent must also disclose to the principal all information relevant to the potential transaction, such as all offers received or the agent’s estimated fair market value of the property.
Confidentiality requires that the agent not discuss with anyone, other than the principal, any facts that need not be disclosed and that may negatively affect the real estate transaction for the principal. Thus, the agent cannot tell the customer about offers already received or even the results of a real estate appraisal.
Accounting is the need to document all monies paid or received in the transaction by the agent, including earnest money, which is the money paid by the buyer to the seller to secure the transaction, and which is forfeited if the buyer defaults. This money must be kept in a trust or escrow account and not commingled with the funds of the agent or the brokerage. The agent must also keep all relevant documents for a legally specified time, and must give copies to all involved parties.

INTERVIEW TIPS

Interview Preparation Tips:
Preparing for the InterviewBefore going on your first interview, there are three things that you can do to convey a positive and polished image and to have a productive and successful interview.
Understand Yourself
1. Think about your skills, interests, and values.
2. Consider your strengths and weaknesses.
3. Be able to discuss decisions you have made and the thought behind them.
4. Identify accomplishments you are proud of. Be ready to support these accomplishments with specific information targeted towards the companies’ needs.
5. Identify things you might have done differently in your previous jobs.
6. Provide examples to demonstrate how you have developed your skills.
7. Be able to articulate why you are interested in this field. Think about your long-term goals.
Understand the Employer
1. Research the employer, the position, the industry or field, and (if possible) the people you will meet at your interview.
2. Read current periodicals and trade journals to learn about current trends in the field.
3. Review mission statements, annual reports, and company literature.
4. Think about the firm’s competitors, its clients or customers, or who the organization services.
5. Be familiar with the employer’s organizational structure.
6. If possible look up company information on the Internet.
Practice for the Interview
1. Have your facts ready! Refresh your memory by reading your technical manuals so you can recall the terminology at will.
2. Review in advance specific technical problems / or projects you have worked on where you were the problem solver.
3. Review interview questions with a friend and/or use an audiotape to critique your answers.
4. Write down your answers if it helps make your presentation more concise. Try to keep it short.
Some more Interview Tips
Why Do Candidates Fail In An Interview
* Poor grooming * Discourteous and ungraceful body language * Poor manners * Poor diction * Vague responses * Unappealing resume * Monetary benefits-centric approach * Lack of punctuality * Poor waiting hall behaviour
Some Behavioural "Unfavourable" Aspects
* Lack of personal or career goals * Lack of enthusiasm and confidence * Not owning up responsibility for mistakes * Self-justification, aggressiveness * Lack ofemotional maturity * Negative and cynical attitude * Over-reacting to questions * Lacking sense of humour * Complaining about various things and previous employers
Preparing for an interview - Look for
* Company's main products and services and likely new products and services * Its key markets, its position in market and between major competitors * Its financial position / profit / turnover * Its history, reputation and achievements * Arrange all the papers required in a folder : Resume / CV, call letters, degree certificates, mark lists, NSS, NCC, sports / games certificates, experience certificates, references.
The Previous Day
* Confirm the venue of the interview, distance, and mode of transport * Locate the venue earlier * Relax, have good sleep, visualise and pray
The Interview Day
* Reach the venue at least 45 minutes ahead of the interview * Get familiar with the amblience * Dont carry too much baggage * Report to the authority concerned
Waiting Hall Behaviour
* Maintain Decorum * Mingle with others politely * Avoid smoking, chewing, flirting, gossiping, defamatory comments * Greet others present * Switch off the mobile * Relax and visualise
While Entering The Interview Hall
* Enter confidently, not arrogantly * Shut the door gently * Smile and greet the interviewers * Shake hands only if they offer their hand
During The Eye Interview
* Maintain eye contact * Be attentive, listen carefully, and lean forward * Don't lean on the table, and don't slouch * Don't toss your files across * Hand over your file-right side facing them * Don't laugh or giggle but smile gently * Be polite. use the words "Please" and "thank you" * Don't argue but can orally acknowledge
End Of The Interview
* When informed, collect your belongings * Thank everyone * For a few steps from your seat, don't show your back * Don't rush.But move out with dignity * Shur the door gently when you leave
Follow Up
* Send the thanking letter to the company the same day * Specify in the letter the point that was discussed * Thank the Placement Agency, if any * Thank your network source, if any
In Case Of Stress Interviews
* Don't be upset * Let them not see that you are upset * Accept their point of view * Smile * Don't argue but be specific in responses with justification

WORDS TO LIVE BY

TOTAL HEALTH GUIDE

Health Total believes that to be in good health is to be in a state of balance. Health is a biological equilibrium that exists within in our body. In order to achieve this balance, we need to fine tune our body at all levels which can be achieved by doing meaningful work, in a conscientious and responsible manner, exercise, eating correctly and having a positive attitude towards ourselves and others.
Health Total offers solution for a lifetime of good health. Ours is the only program that repairs, rejuvenates and nourishes the individual body by providing the desired solution. Our program is customized for each individual based on the following parameters, based on genetics, lifestyle prakruti (body type) and age.
We work on natural body cycle and our programs are designed on a unique four-step process. i.e.
Detoxification
The body needs to be detoxified to improve receptivity and to increase the bioavailability of nutrients in the human body. This is done by the foods, which are rich in antioxidants which arrest premature aging.
Rejuvenation
Once the body has been detoxified, it absorbs nutrients from food more easily and efficiently. Therefore the food that you eat at this stage actually rejuvenates your system.
Nourishment
After ensuring that the body is now effectively absorbing nutrients from the food, it is automatically nourished by way of reaching its optimum metabolism.
Maintenance
Once we have taken you through this entire process and you have achieved the desired result, we teach you to maintain the same throughout your life.
Based on the above principles, Health Total provides solutions for the following disorders:
Weight Management
Due to abusive lifestyle and by consuming refined foods, stress, hormonal imbalance etc, we develop fattening metabolisms, which in turn lead to obesity. Health Total offers programs, which corrects obesity through individualized food plan, herbal therapy and regular brisk walks.
Health and Hi Energy
Each of us start life with abundant energy. As life goes on overwork, stress, pollution add toxic overload in our body causing the body to slow down. To keep the body working, we whip the body into exhaustion by taking stimulants like cigarettes, tea, coffee, colas etc. This leads to further depletion of real energy. Our health and Hi energy program help you to achieve peak performance through food.
Detoxifier Plus
Detoxification or inner cleansing simply means removing toxins from the body. Everyone needs to detoxify as we all breathe polluted air, eat toxic food and drink water that is contaminated with pollutants. (Part of the unique four - step process) Helps you attain that elusive inner beauty. To be introduced to foods, which are rich in antioxidants that arrest premature aging.
Cholesterol Buster
High levels of cholesterol are related to intake of processed foods, deficient sedentary lifestyle, stress and improper liver functioning. Therefore, relying on low cholesterol diet to lower blood cholesterol probably won't work for most people. At Health Total, the root cause of excess cholesterol production is treated by eliminating the toxins from liver and improving its function. This is done by combination of food plan rich in antioxidants, complex carbohydrates and fibre and herbal plan which includes herbs having properties of potent liver cleansing and reducing blood cholesterol.
B.P. Management
Hypertension is an ailemt of modernization. Although the exact cause of the disease eludes us, smoking, obesity, stress, alcoholism, high blood cholesterol and hereditory are linked to hypertension. Weight loss is one of the best ways to bring bloood pressure back to normal levels. Health Total gets to the heart of the ailemnt and treats by combination of customized food plan, herbal therapy, nutritional supplements and moderate exercise. Blood pressure and weight improve and you have higher energy and immunity levels.
Immunity Booster
Our immunity system quietly and efficiently defends itself against attack from micro-organisms and viruses. In fact, it's role entailes prolonging aging, cancer prevention, prevention of artery blockage besides prevention of diseases. However, with constant exposure to environmental toxins and junk foods, the efficiency of immune system reduces with time. With proper nourishment and care, the body's immunity can be revived and strengthened to fight back diseases and aging. Health Total provides customised solutions in the form of food plan and herbal therapy based on the person's hereditory, prakruti, lifestyle, body type and age to combat the ill-effects of free radicals and revive the immune system.
Diabetes Type II Mangement
Type II Diabetes, which most people suffer, is a lifestyle disease. It does not happen overnight but over the years due to wrong choices of food. The degenerative process begins in those who are vulnerable to diabetes.
Most type II diabetics are overweight. They don't have a shortage of insulin, but their cells are resistant to its effects when they lose weight, the cells become more responsive. When this happens their blood sugar drops and the need for additional insulin reduces as the insulin that the body is producing may prove to be inadequate. Therefore an overweight diabetic should try and achieve ideal body weight in order to get control of his blood sugar and wean off anti-diabetic drugs according to requirement. Health Total offers programs for diabetics by combining foods rich in fibre, low in glycemic index and herbs, which increase the efficacy of pancreas, and intern reduces blood sugar.
Joints Pain Relief
With modernization, there has been a shift of work profile from physical to more of mental activities. However, the food habits have not been modified to suit the more sedentary way of life. Thus reduced physical activity coupled with poor dietary habits has been responsible for the increase in joint pains experienced by men as well as women. Joint pain includes back ache, knee pain and other joint related discomforts. The pain often reduces the person's mobility. Excess body weight is often linked to knee pain. Health Total provides a customised plan that helps reduce weight and thereby help lower joint pain.
Skin Improvment
It feels good to be beautiful- to find oneself being admired, to have that flawless skin, that positive aura. Nature does its bit. Toxins play havoc on our system, ultimately deteriorating skin texture and quality. The skin is one of the excretory organs of the body through which large quantities of toxic matter are easily eliminated. Health Total's Skin Improvement with weight loss program eliminates toxins from the body and brings a healthy glow.
Menopause Made Easy
Each women's journey through menopause is unique. On an average women achieve menopause at the age of 50-52 years. There are some exceptions wherein women experience premature menopause around the age of 40. Women experience various degrees of discomfort ranging from mild mood swings, to the extreme such as depression, reduced sex drive and hot flushes. This may affect personal life and relationshio with close friends and family. There are the fortunate few who do not experience any discomfort. Menopause management and weight loss helps you to reduce menopausal symptoms like hot flushes, depression and bloatedness.
Digestive Disorders
Our digestive system today is greatly challenged. Thanks to the ever-widening menu of strange foods, colours, food chemicals, processing chemicals, additives, Preservatives etc. To add to this, we often eat irregularly, exercise, very little work till late sleepless, and are constantly stressed. It's no wonder that most of us have badly maintained digestive systems. The symptoms of indigestion include balching, abdominal pain, bloatedness, diarrhea, constipation, nausea, joint & muscle pain, weakness etc. At health-total, digestive disorders are corrected by including herbs, which are good for digestion foods, which are closest in natural form & high in nutrient value.
Syndrome X
Syndrome X is a cluster of symptoms that increases the risk of diabetes and heart disease.
High Cholesterol
•High Blood Pressure
•Obesity
•Elevated Triglycerides
•low HDL (good cholesterol)
•Insulin resistance
Health Total fully understands the implications of these and helps correct this condition through natural means with our 4 step process and use of specific herbs, vitamins, minerals, fibre, essential oils, help your body to avoid/ postpone these disorders/conditions. To know more about how to arm yourself against Syndrome X, walk into your nearest Health Total branch.

The SIDE BENEFITS of Health Total are:
•Lifestyle disorders like cholesterol, diabetes hypertension are corrected.
•We arrest pre-mature ageing, take care of digestive disorders.
•Irregular menstrual cycle & moods swings are stabilized.
•Skin, hair begin to glow.
•Texture & quality of nails improves.
•Increase in energy levels.
•Marked increase in immunity is seen.
•A tremendous sense of well being is felt.
•Reduction in pain related to Osteoarthritis, Gout, Rheumatoid arthritis.
•Improvement noted in asthmatic patients is seen.
•Weight loss accompanied with a marked improvement in general health.

"Cheers Nice Quotes"

7 KEYS TO EFFECTIVE LEADRSHIP

WHAT GIVES A MAN OR WOMAN THE RIGHT TO LEAD?It certainly isn't gained by election or appointment. Having position, title, rank, or degrees doesn't qualify anyone to lead other people. And the ability doesn't come automatically from age or experience, either. No, it would be accurate to say that no one can be given the right to lead. The right to lead can only be earned. And that takes time.
The Kind of Leader Others Want to Follow
The key to becoming an effective leader is not to focus on making other people follow, but on making yourself the kind of person they want to follow. You must become someone others can trust to take them where they want to go. As you prepare yourself to become a better leader, use the following guidelines to help you grow:
Let go of your ego.The truly great leaders are not in leadership for personal gain. They lead in order to serve other people. Perhaps that is why Lawrence D. Bell remarked, "Show me a man who cannot bother to do little things, and I'll show you a man who cannot be trusted to do big things."
Become a good follower first.Rare is the effective leader who didn't learn to become a good follower first. That is why a leadership institution such as the United States Military Academy teaches its officers to become effective followers first - and why West Point has produced more leaders than the Harvard Business School.
Build positive relationships.Leadership is influence, nothing more, nothing less. That means it is by nature relational. Today's generation of leaders seem particularly aware of this because title and position mean so little to them. They know intuitively that people go along with people they get along with.
Work with excellence.No one respects and follows mediocrity. Leaders who earn the right to lead give their all to what they do. They bring into play not only their skills and talents, but also great passion and hard work. They perform on the highest level of which they are capable.
Rely on discipline, not emotion.Leadership is often easy during the good times. It's when everything seems to be against you - when you're out of energy, and you don't want to lead - that you earn your place as a leader. During every season of life, leaders face crucial moments when they must choose between gearing up or giving up. To make it through those times, rely on the rock of discipline, not the shifting sand of emotion.
Make adding value your goal.When you look at the leaders whose names are revered long after they have finished leading, you find that they were men and women who helped people to live better lives and reach their potential. That is the highest calling of leadership - and its highest value.
Give your power away.
One of the ironies of leadership is that you become a better leader by sharing whatever power you have, not by saving it all for yourself. You're meant to be a river, not a reservoir. If you use your power to empower others, your leadership will extend far beyond your grasp.Remember that it takes time to become worthy of followers. Leadership isn't learned or earned in a moment.

A saint asked his disciples, 'Why do we shout in anger? Why do people shout at each other when they are upset?'
Disciples thought for a while, one of them said, 'Because we lose our calm, we shout for that.'
'But, why to shout when the other person is just next to you?' asked the saint. 'Isn't it possible to speak to him or her with a soft voice? Why do you shout at a person when you're angry?'
Disciples gave some other answers but none satisfied the saint.
Finally he explained, 'When two people are angry at each other, their hearts distance a lot. To cover that distance they must shout to be able to hear each other. The angrier they are, the stronger they will have to shout to hear each other through that great distance.'

Then the saint asked, 'What happens when two people fall in love? They don't shout at each other but talk softly, why? Because their hearts are very close. The distance between them is very small...'

MORAL: When you argue do not let your hearts get distant, do not say words that distance each other more, else there will come a day when the distance is so great that you will not find the path to return.

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